Why would you want to pre-plan your funeral? It’s a good question with a very simple answer. Pre planning provides emotional and financial benefits to the people you love and who’s lives you have touched and it makes a very difficult day a little easier.
Emotionally, pre-planning is a gift to loved ones. It enables them to focus on honoring a loved one’s life rather than worrying about making difficult decisions during one of the most distressing times in their life. It allows them to celebrate the life of a loved one and the memories they treasure. It gives families and friends the chance to celebrate a life together knowing they are honoring your special wishes and the things that were important to you.
For the person who pre-plans, it can bring peace of mind. It is a record of individual wished that results in a unique service without the factor of emotional guesswork and undue stress on the part of others. In fact a nationwide survey indicates that over 80% of Americans believe that a funded, pre-planned funeral is a good idea. And no one has ever said they wished their loved one had not pre-planned!
Financially, the cost of funeral service has risen, on average, 4.5% annually. And like many other life events, funeral arrangements can be complex and confusing. Pre-planning helps assure rational, thoughtful decisions are made and helps avoid the mistake of emotional over-spending that often occurs in a time of crisis and grief when there are no pre-arrangements in place.
By pre-planning and pre-funding a funeral you do more than eliminate financial strain on your family. It also protects against the effects of inflation by transferring the risk away from the surviving family members and by allowing you to guarantee today’s funeral home cost expenses. Pre-funding can also ensure expenses are Social Security and Medicaid exempt. And lastly, pre-funded funeral arrangements can be transferred to any funeral home in the United States in the event of relocation.
In addition to the emotional and financial benefits, there are many other decisions and options that need to be considered. The recording of family information, vital document collection, notification of appropriate people, and a multitude of other arrangements that must take place are a few examples. In fact there as many as 125 tasks that must be completed when someone dies, but the good news is that almost 90% of these details can be planned, arranged, or paid for prior to the time of need.
The first step to greater peace of mind is to sit with a professional Advance Funeral Planner who you can trust to work with you and help you thru the many options and choices. Call Steve Brown at 614-264-4234 to answer your questions and provide you with more information on this important process.
Why would you want to pre-plan your funeral?
I think the real question is….Why would you not?
Steve Brown is Regional Development Director at The Outlook Group and Guest Blogger at AlerStallings. You can follow him on LinkedIn.