Nursing Home

Aler Stallings

Nursing home asset protection planning lawyer in Ohio. Nursing homes and long term care costs can wipe out the bank. Protect everything you have worked so hard for. If you are entering a nursing home, or spouse is, call us!

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Do you have Nursing Home questions?

So, Dad had a fall and took a turn for the worse. Now he is in a nursing home. How will mom pay? Will they lose the house or family farm? What about Medicaid? Are there other benefits? Could mom and dad have planned ahead? At AlerStallings, we help families like yours plan before, during, and even after a nursing home crisis. This ensures that the maximum amount of assets is saved. To learn more, watch the video below, stop by a seminar, or schedule a complimentary 15-minute phone consultation.

Saving the Farm


Do you have a target on your back when it comes to nursing home care?

If you have a farm and no planning, then the answer is most likely yes. The good news: farm values have doubled, or even tripled, over the last decade. The bad news: farms are often the primary target when it comes to covering the costs for nursing homes. We often see farmland that has been in the family for generations lost because farming families were unaware that they have options.

At AlerStallings, we help you make sure you don’t have to sell the farm to cover unexpected nursing home costs or hidden taxes. It doesn’t matter whether you are entering or already in a nursing home; it’s never too late for our team to help keep the farm in the family. Give us a call to schedule a complimentary 15-minute phone consultation, and we can discuss how to protect and keep the farm in the family for the next generation.



Planning for a loved one’s nursing home is often overwhelming. But the fear of an unpleasant conversation can result in a financial tragedy.  At AlerStallings, we know there’s no reason to mix a difficult emotional issue with a difficult financial issue.  Knowing how Medicare and Medicaid work is where you need to start.

Medicare Isn’t Going to Pay For Long

Many people dismiss the financial aspects of long-term care planning, thinking that Medicare will cover the cost of their loved one’s care.  That’s absolutely wrong.

At most, Medicare will pay for up to 100 days in a nursing home facility. For Medicare to pay, the person must be transferred directly from the hospital to the nursing home facility and had to be admitted to the hospital for at least three nights.  Your loved one’s health must be improving for Medicare to pay at all and it rarely pays for 100 days.  It’s that simple.  Medicare isn’t designed for long stays. And if your loved one’s health isn’t improving and a permanent stay at the facility is needed, Medicare stops and your loved one will need to start paying privately or turn to Medicaid.

Medicaid, Transfers, and Penalty Periods

Before Medicaid pays, a single person must spend down their assets to $2,000 in Ohio. And you can’t simply give your assets away.  Medicaid has very specific rules against giving away assets to qualify for benefits.  It is fraud. Medicaid will examine your loved one’s finances, looking back five years from the date of application for benefits.  If Medicaid finds any improper transfers, they can penalize your loved one based on the amount of the transfer.  During this penalty period, your loved one is prevented from receiving assistance from Medicaid.  At AlerStallings, we help families dealing with Medicaid and have legal strategies to lessen the financial burden.

Do Not Wait to Plan for Your Care

Many people wait until they need nursing home care to begin planning for it. While we can still help in a crisis, we strongly urge families to begin care planning in advance. By working with us to put a plan into place, you will be prepared to make the move to a nursing home with minimal financial hardship.

Making the decision to move your loved one into a nursing home or assisted living facility is one of the most difficult responsibilities a family can face.  With a little planning, however, the attorneys and care team at AlerStallings can help make the process easier.



AlerStallings has made a terrible situation easier to navigate.  I can't imagine going through this process without their assistance.

-Brenda L. Sprague, Bloomville, Ohio

Mostly I was impressed by very prompt return phone calls from the staff.

-Brenda L. Sprague, Bloomville, Ohio

From the first phone call made to their office, I was impressed with the knowledge of every staff member I interacted with.

-Brenda L. Sprague, Bloomville, Ohio

I found Ben to be friendly, relaxed, direct and knowledgeable.  

-Steven & Marilyn Haller, Spencerville, OH

I found Greg to be friendly, relaxed, direct and knowledgeable.  

-Steven & Marilyn Haller, Spencerville, OH

Frequently Asked Questions


Are your spouse’s assets at risk if you go into a nursing home?

How can you make sure your assets are protected from long-term care costs?

Can you receive government benefits for care and still stay at home?