Asset Protection Planning
Are You Ready for
retirement’s biggest risk?
Your home isn’t just the biggest thing you own. It’s where love grows and memories live. But nursing home costs, which can be your biggest post-retirement risk, are often more than $10,000 a month. That expense can put your home and other assets in jeopardy. Asset Protection Planning integrates customized tools that can keep you from losing what you’ve worked so hard to build. Let AlerStallings help you plan for tomorrow, today.
Years of Experience.
Thousands Served.
A lot of firms like to sell wills and fill in boilerplate forms. But that’s not enough to protect your assets. We know because estate planning and elder law is all we do, and we do it with heart.
For more than 10 years, we’ve helped thousands of Ohio families like yours protect their future by considering any and all implications. And we’ve helped ensure they stay protected with lifetime support, on us. Rely on AlerStallings to do the same for you.
Focus on Living, not on Worrying.
Life can get complicated. Having the right plan means that if a difficult situation occurs, you can focus on your family, not your finances.
Asset Protection Planning from AlerStallings offers:
Relief
that a Nursing Home or long-term care stay won’t break the bank
Confidence
that you’ll get more in IRA distributions and pay less in taxes
Comfort
that comes with knowing your estate won’t end up in Probate
Knowledge
that if you need a Trust, you’ll have one that meets your needs
Pride
that you’ve protected the Farm your family worked so hard to build
Certainty
that if someone needs to speak for you, the right person has the Power
Assurance
that your Retirement plan secures your, and your family’s, future
Committed to You
Today and Tomorrow
When you build a plan with AlerStallings, we don’t shove it in a dusty safe when you leave.
We plan yearly, complimentary meetings to review where you are, what you have, and what you may need. Our Asset Protection Planning services include:
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IRA Protection
Be ready to put more money in your pocket and pay less toward taxes
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Nursing Home Protection
Keep your assets from being wiped out by the high costs of long-term care
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Powers of Attorney
Give a trusted person the ability to make decisions for you if you can’t
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Probate Protection
Help your family avoid the probate process, saving them time, stress, and money
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Trust Planning
Decide if you need a tool to hold and distribute certain assets
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Farm Protection
Make plans now to protect your family farm for future generations
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Retirement Planning
Update plans to keep assets safe from the costs of long-term care, probate, and taxes
The Best Plans
Start with Heart
We put you and your family first. That means we listen and get to know you. We tell you what everything will cost up front. And we won’t charge you every time we talk on the phone. Plus, we’ll give you lifetime support, on us. So you get planning and protection for life
Still Have Questions?
It’s not uncommon to have questions or want to know more.
Here are a few of the questions your family, friends and neighbors may have asked us.
Any assets owned and titled in the name of the decedent at death will probably need to be probated. So be careful and plan ahead because that includes all assets passing via your Will too.
Ohio intestacy laws dictate where your assets go. Not you, not your spouse and not your heirs. Don’t leave it up to Ohio, make sure you have a plan.
A revocable trust can be revoked as long as those who granted the trust are of sound mind. Revocable trusts allow your assets to avoid the probate process, which is often a big financial burden on your estate. A Revocable trust provides more control over how distributions are made
An irrevocable trust cannot be revoked, so the document will continue to exist for as long as the terms of the trust dictate. This trust cannot be terminated prematurely. With careful drafting, an irrevocable trust can meet your goal (asset protection, tax planning) and allow flexibility in customization. When used properly, irrevocable trusts can be used to protect your assets from Long-Term Care.
Yes, there are several ways to protect your assets from rising long-term care costs. However, protecting your assets for your spouse or otherwise, requires a thorough analysis and a customized, strategic plan based on goals and current circumstances.