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End of Life Care

The Future Changes in Health Care and the Effects of End of Life Care

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Anyone who works in the healthcare industry knows we are in a constant influx of change that surrounds us. From billing codes, to new technology, it’s hard for even the savviest informed folks to keep up with all the transition. It’s hard enough to keep up with where our contacts in the industry work from …

The Costs of Long Term Care

Eldercare: It Cost How Much?!

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By this stage in our life we are all well aware that nothing in life is really free. I find it amusing that during this election cycle (like none before) that some of the presidential candidates are making promises of “free stuff” if you would only vote for them. Who doesn’t like free stuff but …

Non-Traditional IRA Planning

Un-Traditional IRA Planning

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Many Americans save money in a traditional IRA. If you’re one of them, you have a tax bill coming. Why? Because part of your traditional IRA dollars aresimply a loan from Uncle Sam.While you may not have thought about it, many advisorshave. Many advisorsare paid a percentage to manage that IRA money.Would they rather have …

Liability Insurance: How Much is Enough?

Liability Insurance: How Much is Enough?

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When’s the last time you thought about your risk of being sued?

If you were involved in a car accident that caused serious injuries and you were at fault, you might have worried about being sued.

Or if your family dog, who normally loves nothing more than to cuddle with visitors, suddenly attacks a child in your …

Breaking Down Myths of Hospice

Breaking Down Myths of Hospice:

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In this blog, I’d like to break down the most common myths of hospice.

 

Hospice hastens death.

 

The fact of the matter is that most patients live on average 29 days longer on hospice service and have a better quality of life (article attached to provide research study information).

As I stated in my last blog, hospice is …

The Value and Benefit of Pre-Planning

The Value and Benefit of Pre-Planning

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Why would you want to pre-plan your funeral? It’s a good question with a very simple answer. Pre planning provides emotional and financial benefits to the people you love and who’s lives you have touched and it makes a very difficult day a little easier.

Emotionally, pre-planning is a gift to loved ones. It enables them …

Estate planning for small businesses

Estate planning for small businesses

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Introduction

As a business owner, you’re likely focused on running the business.  Planning for succession is far from your mind. A failure to focus on the future, however, can be disastrous when it comes time to relinquish control. There is no “one-size fits all” approach. Here is an overview of options for transitioning your business.

Ways to …

When Home is No Longer Home

Being Prepared vs. The Risk of Doing Nothing

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When first learning how to drive, my drivers-training instructor would play a game with

me during my time behind the wheel.  He called it the “What if” game and during my turn

to drive he would ask if I was ready to play?  Of course, I had no choice; if I wanted to

graduate I had to play …

How to Use a 529 College Savings Plan to Save on Estate Taxes

How to Use a 529 College Savings Plan to Save on Estate Taxes

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 Joe Messinger, CFP®, is the CEO and Co-founder of Capstone Wealth Partners and Guest Blogger at AlerStallings.  You can follow him on Twitter  @capstonewealth or LinkedIn.

Grandma and Grandpa, are you looking to help your grandchildren pay for their college education? Wouldn’t you also like to see an estate planning benefit? You can by incorporating 529 savings plans …

How to Protect Your Nest Egg with Personal Umbrella Insurance

How to Protect Your Nest Egg with Personal Umbrella Insurance

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Matt Simon, CIC, CPCU, is Vice President at Hill & Hamilton Insurance and Guest Blogger at AlerStallings.  You can follow him on LinkedIn at https://www.linkedin.com/in/matthewtsimon.

 

Let’s face it, most of us are putting in long hours today, saving for our retirement, in hopes that our nest egg will be sufficient some day for us to enjoy …

Estate Planning For Retirement Plan Assets

Estate Planning For Retirement Plan Assets

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Victor J. Ferguson is a Partner at Vorys, Sater, Seymour and Pease LLP and Guest Blogger at AlerStallings.

 

Estate Planning For Retirement Plan Assets

Retirement plan assets – profit sharing plan accounts, 401(k)s and IRAs – account for a significant portion of many estates and frequently present unique planning issues and hurdles.

Perhaps the most significant financial aspect …

What happens to my Facebook account and other digital assets when I die?

What happens to my Facebook account and other digital assets when I die?

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Introduction

15 years ago, people didn’t worry about digital assets in their estate plans. Today, however, there is a new facet to estate planning due to the increase of our online presence. Now you must consider the following: “Who can access my Facebook, Twitter and Instagram accounts when I die? Who receives my family photos on …

When Home is No Longer Home

When Home is No Longer Home

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Home. The very mention of the word can conjure up memories of golden days gone by. Most middle-aged people likely have fond memories of growing up in a place where kids roamed free, parents didn’t worry where you were, a baseball glove and bat could keep you busy for hours and the bicycle was the …

Hospice

Hospice

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Hospice. A word still many people in the United States cringe when they hear it spoken. As a world traveler and a professional in the hospice industry for quite a while, I am heartbroken to see some of the reactions to such a beautiful gift. It seems that other parts of the globe are more …

My Spouse Went to a Nursing Home – Can I keep his income?

Do’s and Don’ts for Grandparents Saving for College

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Do’s and Don’ts for Grandparents Saving for College

 

The birth of your child is not just the big day when you become a parent, but also the big day when your parents become grandparents! Grandma and Grandpa may want to spoil their little ones in every way possible. And if you are lucky, spoiling includes saving …

What Not To Do: Common Long-term Care Mistakes

Could Dan Gilbert and Jimmy Haslem Disinherit their Children from their Billion Dollar Estates?

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When it comes to estate planning and elder law, mental capacity matters. In December 2014, Tom Benson announced plans to transfer future ownership of the New Orleans Saints and Pelicans to his third wife, Gayle Benson, disinheriting his daughter, Renee LeBlanc, and his two grandchildren, Ryan and Rita LeBlanc.  What do you supposed happened next?  …

Last Will and Testament and a Court Gavel

Do I need to include my personal belongings in my Will?

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A critical aspect of any estate plan is the decision of how your tangible personal property will be distributed when you die.  What exactly is tangible personal property?  It’s your “stuff.” Examples include your car, jewelry, furniture, photos, china, and artwork.  Although these items may seem of little actual value, their sentimental value can be …

Elder Abuse

How to Recognize Elder Abuse

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This week, AlerStallings confronts the difficult issue that many families are forced to deal with: elder abuse.

Setting Up a Living Will

I Have a Confession to Make

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Guest blogger Jamie Menges of PDS Planning discusses the pros and cons of hiring a certified financial planner such as himself.

Who Packs Your Parachute?

Who Packs Your Parachute?

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Guest blogger Michael Schoedinger shares his insight on individual purpose as he answers the question of “Who Packs Your Parachute?”

Time to consider a rollover?

Time to consider a rollover?

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By: Guest Blogger Erik Brown, CFP

This educational, third-party article is provided as a courtesy by Erik Brown, CFP® , Agent, New York Life Insurance Company. To learn more about the information or topics discussed, please contact Erik Brown, CFP® at 614-793-2121.

Like most people, you’re probably hearing a lot about rollovers these days. That’s because with so many …

Savings Calculator

5 Helpful Steps to Administrating a Loved One’s Estate

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By: Nick Uzl

Someone close to you has just passed away, and you’re not sure what to do or where to start. The time immediately following a loved one’s death is filled with so many emotions, and quick decisions that it can be very overwhelming. Helping to administer a loved one’s estate can be quite stressful, …

Donor Advised Funds Simplify Charitable Giving

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By: Guest Author, J. Bradley Britton, J.D., LL.M., Director of Planned Giving and General Counsel, The Columbus Foundation

Does the following sound like you?  You are a generous donor to charity, and each year, your accountant or financial planner tells you what you can afford to give away, and how much of a charitable income tax deduction you …

Back to the Future

Forward, into the Past: How the “Family Attorney” slyly gets a share of Mom and Dad’s Estate

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By: Matthew Rinear

One of my favorite movies is Back to the Future.  While undeniably fun, clever, and deceptively sophisticated, the film also presents thought-provoking questions surrounding the story’s time-traveling theme:  What would it be like to travel back in time?  What would you do?  How would your first-hand view of the past change the way …

Farm estate planning

Valuable Farm Management Tools: Long Term Leases

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By, Guest Author Robert Moore.

Robert Moore, an attorney with firm Wright & Moore, located in Dublin, Ohio, primarily focuses his practice on business organizations, real estate transactions, landlord/tenant issues, contracts, and Farm Service Agency programs.

His article, Long-Term Lease May Benefit Heirs, offers valuable information on how to use long-term leases to secure land ownership for the next …

Saving for College

A college degree pays. Paying for it is challenging.

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By: Guest Blogger Erik Brown, CFP

This educational, third-party article is provided as a courtesy by Erik Brown, CFP® , Agent, New York Life Insurance Company. To learn more about the information or topics discussed, please contact Erik Brown, CFP® at 614-793-2121.

As parents, we understand the value of obtaining a college education in today’s competitive workforce. According to …

The Sandwich Generation: Caught between two worlds.

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By: Guest Blogger Erik Brown, CFP

This educational, third-party article is provided as a courtesy by Erik Brown, CFP® , Agent, New York Life Insurance Company. To learn more about the information or topics discussed, please contact Erik Brown, CFP® at 614-793-2121.

The “Sandwich Generation” refers to the large number of adults who are dealing with both young children …