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Ohio Medicaid Estate Recovery

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Has anyone ever told you that they lost their inheritance because Medicaid took what was left after their parents passed away? Ever wonder how something like this can happen? It just doesn’t seem fair.

In Ohio, Medicaid Estate Recovery is a program that collects on estates of those who received long-term care support.  When Medicaid recipients …

Medicare vs. Medicaid

Medicare vs. Medicaid

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As Elder Law Attorneys, we are asked, “What the difference between Medicare and Medicaid?”

Simply put, Medicare is health insurance for Americans over the age of 65 and Medicaid is the government assistance program available to pay nursing home, assisted living or in-home care costs for Americans over the age of 60.

Medicare pays for doctor visits, …

My Spouse Went to a Nursing Home – Can I keep his income?

My Spouse Went to a Nursing Home – Can I keep his income?

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I get this question at almost every consult for a nursing home emergency and from many other professionals I work with when I do nursing home planning. This question is common because it’s difficult to answer. Here’s the good news: You get to keep all of your income no matter the amount!

Now to answer the …

NEW STUDY: THE REAL COSTS OF ALZHEIMER'S & DEMENTIA CARE

NEW STUDY: THE REAL COSTS OF ALZHEIMER’S & DEMENTIA CARE

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An extensive study regarding the costs of caring for patients with dementia or Alzheimer’s disease was recently published in The New England Journal of Medicine. The study which was led by the RAND Corporation produced findings that cannot be ignored by current and future generations. The number of new patients coupled with their …

Affordable Care Act – Special Needs Benefit & Planning Changes in 2013

Affordable Care Act – Special Needs Benefit & Planning Changes in 2013

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The new Affordable Care Act has important implications for special needs planning. The Act requires insurance companies to cover all applicants regardless of pre-existing conditions. Now that the option of obtaining private insurance is a reality, how will this affect special needs planning?

October–AlerStallings celebrates “Down Syndrome Awareness Month”

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AlerStallings works with many families that have a member with special needs, such as Down syndrome. Since October is “Down Syndrome Awareness Month,” we cannot think of a better time to encourage families to consider a special needs trust to protect a child with special needs. A special needs trust is an estate planning vehicle used to protect assets for a disabled beneficiary without jeopardizing his or her benefits, typically Medicaid and SSI.