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Is It Necessary to Have A Durable Power of Attorney?

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As you age, you will eventually be faced with the choice of whether to have a durable power of attorney. This arrangement can assist you with some of the challenges of your senior years and provide peace of mind for yourself and your family. But, is it absolutely necessary to have a power of attorney? …

Fighting for Veterans & Families

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When a 93-year-old widow needs help, we listen. Millie, the widow of a World War II veteran, had been on her own since 1999, when her late husband passed away. In 2006, when Millie could no longer take care of herself, she moved into an assisted living facility near her hometown of Fostoria, Ohio. For …

Medicare vs. Medicaid

Medicare vs. Medicaid

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As Elder Law Attorneys, we are asked, “What the difference between Medicare and Medicaid?”

Simply put, Medicare is health insurance for Americans over the age of 65 and Medicaid is the government assistance program available to pay nursing home, assisted living or in-home care costs for Americans over the age of 60.

Medicare pays for doctor visits, …

Don’t Lose it All: How Planning While You’re at Home Can Save Your Nestegg from the Nursing Home

Don’t Lose it All: How Planning While You’re at Home Can Save Your Nestegg from the Nursing Home

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Yesterday, all my troubles seemed so far away – The Beatles’ classic song about regret rings all too true among those in a nursing home crisis. What seemed like a good idea at the time becomes a huge problem when people give gifts or make transfers just before they go to a nursing home. We …

NAELA Conference

AlerStallings Celebrates Elder Law Month

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It’s that time of year again! The Annual National Academy of Elder Law Attorneys (NAELA) Conference is taking place in Orlando, Florida. AlerStallings will be well represented, as Greg Aler and Tim Stallings are in attendance. They will listen to insightful speakers, engage in dialogues with Elder Law professionals from all over the country, and …

ALERSTALLINGS LLC is proud to celebrate National Elder Law Month this May.

ALERSTALLINGS LLC is proud to celebrate National Elder Law Month this May.

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AlerStallings is an Elder Law Firm with 12 attorneys practicing throughout central and northern Ohio.  Founding partners Greg Aler and Tim Stallings are both members of the National Academy of Elder Law Attorneys (NAELA) and of the Ohio State Bar Association.

 

With a growing population of Americans age 65 years or older, the importance of planning …

What Not To Do: Common Long-term Care Mistakes

Guardianship: Appointing the Right Person

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What do you do when a loved one becomes incapacitated? It can be difficult to decide.  Who will make decisions?  Who will help accomplish all of their daily tasks?  Many families have to deal with these difficult issues.

One way to proactively deal with a future problem like this is to put in place Powers of …

What Not To Do: Common Long-term Care Mistakes

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We’ve seen almost every mistake imaginable. Transfers of property, questionable financial products, botched applications for Medicaid or Veterans’ benefits.  From the best outcomes to the worst and everything in between. When people are confronted with a long-term care emergency, they panic. They’ll take advice from anyone and everyone and often further complicate their problem by …

My Spouse Went to a Nursing Home – Can I keep his income?

My Spouse Went to a Nursing Home – Can I keep his income?

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I get this question at almost every consult for a nursing home emergency and from many other professionals I work with when I do nursing home planning. This question is common because it’s difficult to answer. Here’s the good news: You get to keep all of your income no matter the amount!

Now to answer the …

Are the Aid and Attendance Rules Changing?

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At AlerStallings, our office has been buzzing the last few weeks about a proposed rule change by the Department of Veteran’s Affairs (the “VA”). The VA wants to impose a look-back period for applications for its Aid and Attendance pension, much like the Medicaid look-back already in place. The move is meant to leapfrog Congress, …

Living Trust

What is a Revocable Living Trust?

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Attorney Greg Aler provides a comprehensive explanation of what a Revocable Living Trust is and what it does.

World Elder Abuse Awareness Day

World Elder Abuse Awareness Day

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For ideas on how to become involved on World Elder Abuse Awareness Day, please read a guest blog post from Forbes’ contributor Bernard Krooks.

Why Estate Planning is NOT DIY

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Attorney Ben Worsowicz explains why estate planning is not just another Do-It-Yourself project and what can happen if you treat it that way.

Those Two Expensive Little Words: Under Observation

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Attorney Tim Stallings discusses the two very expensive words “Under Observation,” and how their use can cost you thousands of dollars.

Elder Abuse

How to Recognize Elder Abuse

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This week, AlerStallings confronts the difficult issue that many families are forced to deal with: elder abuse.

My Life as a Caregiver

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This week we share a guest blog post by Dr. Nancy Snyderman of NBC News. In her post, Dr. Snyderman addresses an issue that many children of elderly parents are familiar with; being a caregiver.

Help! My Parents are Going into a Nursing Home

Help! My Parents are Going into a Nursing Home

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AlerStallings Associate Attorney Ben Worsowicz discusses the difficult conversation topic of nursing home planning and avoiding the high cost of long-term nursing home care.

Death Dinners: A New Way to Plan A Funeral

Death Dinners: A New Way to Plan A Funeral

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Death is an unpleasant topic. Of all the literature, music, poetry and art dedicated to the subject over the years, it still intimidates us and strikes us as an unseemly discussion topic, even with our closest family and friends. Perhaps it is fear of the unknown, perhaps an avoidance of uncomfortable conversations, or a fear …

How the Affordable Care Act Could Inspire Baby Boomers to Retire Earlier

How the Affordable Care Act Could Inspire Baby Boomers to Retire Earlier

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The Affordable Care Act (or “Obamacare”) will undoubtedly affect all Americans as its provisions are rolled out for the next few years.  One particular group that will see numerous impacts are Baby Boomers.  Baby Boomers, who are the generation of Americans born between the years 1946 and 1964, are in the early stages of entering …

5 Things Baby Boomers Need to Know About the Affordable Care Act

5 Things Baby Boomers Need to Know About the Affordable Care Act

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Do you love it or hate it?  Do you call it Obama Care or the Affordable Care Act?  Regardless of your thoughts, Baby Boomers need to understand this monumental program.  Most importantly, as with all government funded programs, it costs money.  In order to raise the funds necessary to pay for the Act, numerous taxes …

Attorneys Offer Free Consultations to Seniors at Dublin Senior Citizens Day

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AlerStallings took part in the Senior Citizens Day event yesterday at the Dublin Recreational Center.  Marketing Coordinator Nelly Sell and attorney Geoff Kunkler were in attendance at the event to talk with seniors and answer questions about Estate Planning and Elder Law.

The event, which was hosted by the Dublin Community Senior Citizens group, featured …

Taking Care of Mom – Making a Tough Conversation Easier

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Earlier this week we celebrated Mother’s Day, one of our nation’s most precious holidays.  Your mom has been there for you during the happiest and the saddest times. She was your first love, your first friend, and even your first big fight. She was the cool hand on your forehead when you were …

Assisted Living vs. Nursing Home Medicaid Process – What is the difference?

Assisted Living vs. Nursing Home Medicaid Process – What is the difference?

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As many as 70 percent of people age 65 and older will need some form of a long-term care at some point in their lives.  With the costs of long-term care constantly increasing, it is important to understand some of the major differences between Assisted Living Waiver Medicaid and Nursing Home Medicaid.  This …

2013 Estate Planning Checklist: Fact & Fiction When Planning For Your Future

2013 Estate Planning Checklist: Fact & Fiction When Planning For Your Future

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Estate Planning isn’t just about tax savings or drafting trusts.  It’s about getting to know a family, understanding their goals, organizing their assets, helping them through the tough times, being an available resource and looking over their shoulder throughout their lifetime.  I don’t know about you, but a checklist helps me stay organized so here is your 2013 …

Unintended Consequences: How Using a Life Estate Results in Gift Tax Liability

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Using a life estate to transfer a house or other real property has been a planning technique used by many seniors. Many people who use this tool do so because it is quick and easy. In reality, what they are doing may result in a variety of unintended consequences. One of those consequences is that the person creating a life estate may unknowingly exceed their annual gift tax exemption.

Can My Spouse Receive Any of My Veterans Benefits During Or After My Lifetime?

Can My Spouse Receive Any of My Veterans Benefits During Or After My Lifetime?

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The spouse of a veteran can apply for help through the VA, but it is not through the Aid & Attendance program. Many people forget or are unaware that the Aid & Attendance benefit is actually made up of two components.

Timing is Everything for Veterans Needing Help with their Care

Timing is Everything for Veterans Needing Help with their Care

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You have probably heard the saying that timing is everything. When it comes to receiving the VA Aid and Attendance Benefits, dates of service are very important. What’s also important, and often overlooked, is the timing of when to submit a VA Application. Submitting your VA application at the wrong time can result in a denial of your claim.